FRACTA / PROTOCOL

Protocol Architecture

A two-layer system connecting institutional allocation infrastructure to real-world asset deployment via programmatic smart escrow.

Stablecoin liquidity → Allocation → Risk parameters → Smart escrow → On-chain settlement → Real-time NAV ↻
STABLECOIN LIQUIDITYALLOCATIONANCHORAGE DIGITALERC-4626 · QUALIFIED CUSTODY · KYC-AMLRISK MGMTTIER-1 RISKCURATORSRATESCOLLATERALLIMITSDEPLOYMENTFRACTA · SMART ESCROWESCROWCAVEATSWATERFALLSETTLEMENTBASE · ZAMA fhEVMON-CHAIN FINALITY · SUB-CENT COSTREAL-TIME NAVLAYER 1 — ALLOCATIONLAYER 2 — DEPLOYMENT
Capital routing schematic — not live data
01 — THE STACK
01ALLOCATION

Anchorage Digital

Institutional-grade vault infrastructure with ERC-4626 deposit receipts, qualified custody, and full KYC/AML compliance for accredited investors.

  • ERC-4626 RECEIPTS
  • QUALIFIED CUSTODY
  • KYC / AML
02RISK MANAGEMENT

Tier-1 Risk Curators

Independent risk parameters governing capital allocation across isolated markets — rate setting, collateral requirements, and exposure limits.

  • RATE SETTING
  • COLLATERAL REQUIREMENTS
  • EXPOSURE LIMITS
03DEPLOYMENTFracta

Fracta

Smart escrow layer that programmatically routes capital into ring-fenced real-world assets, enforcing code-based caveats and waterfall payment structures.

  • SMART ESCROW
  • CODE-BASED CAVEATS
  • WATERFALL PAYMENTS
04SETTLEMENT

Base · Zama fhEVM

On-chain settlement with institutional-grade finality, sub-cent transaction costs, and real-time NAV reporting back to the allocation vault.

  • ON-CHAIN FINALITY
  • SUB-CENT COSTS
  • REAL-TIME NAV
Settlement reports NAV to allocation ↻
02 — DEPLOYMENT LIFECYCLE

Collateral steps up as assets mature

1:1MAXIMUM COVERAGEPHASE 1PHASE 2PHASE 3
Scroll →
PHASE 1ACTIVE

The Anchor

Land acquisition and site preparation. Capital secured by underlying real estate collateral at 1:1 value coverage.

PHASE 2Q3 2026

The Bridge

Construction and structural development. Collateral value steps up as physical improvements increase asset worth.

PHASE 32027

The Finish

Interior completion and project handover. Fully completed asset provides maximum collateral coverage for outstanding debt.

03 — SUPPORTED ASSET TYPES
Solar & Wind Farms
01
Solar & Wind Farms
Utility-scale renewable energy with long-term power purchase agreements.
Hydroelectric Plants
02
Hydroelectric Plants
Run-of-river and reservoir hydro with predictable baseload output.
Water Treatment
03
Water Treatment
Municipal and industrial water infrastructure with regulated tariffs.
Logistics Corridors
04
Logistics Corridors
Toll roads, port facilities, and freight terminals with contracted throughput.
Commercial Real Estate
05
Commercial Real Estate
Class A office and industrial properties with institutional tenants.
Hospitality & Mixed-Use
06
Hospitality & Mixed-Use
Hotels and mixed-use developments in high-demand urban corridors.
Fracta / Protocol / End of document